So far I have found huge loopholes for the system where there is money missing in state, the church, and charity. Now I want to get to the Economic growth rates, which should be higher I am sure.
The EGR is at about five percnet for all countries on average, yes? How come is it so low? Let's look at banking interest rates and try to figure it out?
Let's say the interest rates at banks about ten percent. This means that they are making at least fifteen percent profits a year on thier going's on.
Let's say that a country with thirty million people sticks one hundred dollars each into the bank each month - that is three billion dollars a month going in, or, if you prefer, thirty six billion a year. When the banks are making money, it is all new money, meaning that it continuosly grows. This means the EGR is equal to all the new money coming out, meaning that it is equal to thirty six billion a year per thirty million people saving only one hundred dollars a month. Is that five percent?
Okay, to recap, we need to see where the money is missing...
 State taxes, clearly if each state employee can earn two million dollars a month off of the taxes taken only from the middle class there is money missing,
 The church is stealing money, say about nine hundred billion or something,
 The charities are not performing, wasting thier few billion without real results,
 The banks are not performing, probably huddling around the blue chip stocks where the turnover is guaranteed, but so would going for a smaller company guarantee growth of greater bang for your buck.
The banks should also be audited, along with the state, the church and the charities. These institutions have a purpose to fulfill, a responsibility to someone else. Think if the bank in all likelyhood had a profit margin of twenty percent, then they need to allow that money back out into the world, to the customer at that.