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This topic in Miscellaneous is about Women and gay men are 'worst drivers'.

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Old Jan 9, 2008, 01:27 pm   #21 (permalink) (top)
ruksak
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Quote by: GHook93 View Post
Toss Hindus in their also. Also taxi and limo drivers on the highway. I will also toss in old people and people that drive minivans. Also construction workers that drive pickup trucks, they are always driving slow on the road yacking away on the phone. Also toss in Mexicans (especially the illegal one), you know most don't have in insurance are afraid of getting into a costly accident!
Weird that you say this. Just two weeks ago a Muslim cabby almost killed me while turning left just before I got to the intersection. I saw him sitting there with his turn signal on, and then he turns left just before I get there. I did notice he was on the phone.

And yes, HE was a HE. And HE was a bad driver. Anecdotal evidence to counter my own argument. I am so smooth, ain't I?

Quote:
Quote by: Maryjane
Your insurance rates are directly related to your credit history.
...and your age, your gender, your cars color, whether you smoke or not, and.....and..and...and........

Friggin crooks is what they are.
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Old Jan 9, 2008, 02:38 pm   #22 (permalink) (top)
Maryjane
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Your auto insurance rates are determined by a number of factors:

-driving record

-usage, how you are using the vehicle, work, pleasure, business

-how many drivers you have and their ages

-how many vehicles you have

-what kind of coverage limits you want

-what area you live in

-your payment history

-what color car you drive

-your insurance credit score

-your claims history

-your occupation and how many years you have lived at your current residence

-how fast you can solve a Rubix cube
-your daily, weekly, annual mileage

There is a lot of information about you that is used to determine your rates. You are grouped or pooled together with similar drives of the same background that way you are not paying for drivers that are much worse than you.

Similar risks will pay similar rates.

Your usage affects your rates because if you are driving to and from work or school 5 days a week, 15 miles one way you have a higher chance of getting in a accident than someone who only drives 1 mile 1 way 3 days a week or someone who works from home and only drives to get groceries. So business, work, and school usage is higher than pleasure usage.

The area you live in affects your rates due to the fact that one area or town may have a higher incidence of claims than another area. One area may have higher lawsuit payouts or higher theft rates than another area. Even if you live in a affulent area your rates may be higher due to the higher value vehicles in your area cost more to fix than in an area with lower value vehicles.

Although you may have heard that if you drive a red car you will pay higher rates but this is not true. It is a myth. GEICO, USAA (For Military Only), and Allstate, to name a few, don't even ask what color car you drive when you apply for a quote. And your VIN number doesn't give this info either.

If you have one car and three drivers you will pay more because that car will get used alot more than if you had only 1 driver and 1 car.

If you have had a poor payment history or your policy has cancelled due to non payment you will have higher rates when you try to reapply for insurance.

The higher your insurance credit score the better. The insurance credit score is similar to your FICO credit score such that the higher your FICO score the lower your interest rate and the higher your insurance credit score the lower your insurance premium.

Your claims history will affect you for a minimum of 3 years. If you have filed a claimed or if you even mentioned a claim to your insurance company it can and most likely will affect your rates.
How Your Auto Insurance Rates Are Determined


That you may retain your self-respect, it is better to displease the people by doing what you know is right, than to temporarily please them by doing what you know is wrong.

W. J. H. Boetcker
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Old Jan 9, 2008, 02:45 pm   #23 (permalink) (top)
Kite
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I'm of the mentality that everyone except me is a bad driver, which means driving with me is a lesson in cursing and screaming.


I know your type. You think, "I'll just get me a costume, rip off the neighborhood kids." Next thing you know, you've got a jet shaped like a skull with lasers on the front!
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Old Jan 9, 2008, 03:10 pm   #24 (permalink) (top)
ruksak
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Quote by: Mary
Although you may have heard that if you drive a red car you will pay higher rates but this is not true. It is a myth.
State Farm always asks me what color my vehicle is. The factory color is described on your registration, which they have access to. Maybe this is an urban legend, but I have always heard it described as such.

So, again my opinion trumps your "facts".

or not....
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Old Jan 9, 2008, 03:38 pm   #25 (permalink) (top)
phoenix_fire
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Oh oh oh.........one more question for you Phoenix;

Why am I a sexist for saying women are poor drivers but you are not for saying that men are poor drivers? Under your purview, aren't we both being sexist?
Overreact much? I didn't call you sexist.

Furthermore, you overgeneralise. Your argument of "one must be worse, so let's pick the one I'm not" shows little basis in fact or logic.

Are you going to say anything about my argument against the validity of the study? Or are you having too much fun?



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Old Jan 9, 2008, 03:53 pm   #26 (permalink) (top)
ruksak
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Overreact much? I didn't call you sexist.

Furthermore, you overgeneralise. Your argument of "one must be worse, so let's pick the one I'm not" shows little basis in fact or logic.

Are you going to say anything about my argument against the validity of the study? Or are you having too much fun?
Sorry, but I've been called a sexist about three times now. I guess you weren't one of the offenders. Ironically, the same people that were calling me sexist for picking a side, quickly set about picking their own side. So why am I a sexist and they are not?

Hmmmm.......

I'm not saying women are poor drivers because I am a man. In this very thread, I have listed some very disparaging things about my own gender. I have no gender pride. I could care less to blow my own gender horn. ((EEEWWWW!!!!)

And yes, the study is bullocks. But I need no study to form an independent opinion. I am not a sexist because I side with the finding that women are poor drivers. I am just stating an opinion.

We would gain much ground as a society if we would admit to some of the inherent differences between genders and races. The differences are stark. For example, men and women have very different brain matter compositions (White and grey). Much of the ramifications of this are unknown, but they must manifest themselves somehow. Obviously, one gender will excel in certain areas, while the other will falter. It's a fact of life.

No amount of political correctness will change it, only it will serve to hide these facts.
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Old Jan 9, 2008, 03:56 pm   #27 (permalink) (top)
Kite
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Honestly, This study makes no sense to me. Driving isn't a god given talent like being able to turn yourself into a human pretzel or good eyesight, its a skill, a learned skill. You learn how to operate a car, the rules of the road, and then you practice. The amount you have practiced and how well you were taught has alot more to do with your aptitude as a driver than your sex or sexual orientation. For example, I am a heterosexual male, but when I'm driving to someplace new or confusing, I get a bit stressed out.


I know your type. You think, "I'll just get me a costume, rip off the neighborhood kids." Next thing you know, you've got a jet shaped like a skull with lasers on the front!
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Old Jan 9, 2008, 04:36 pm   #28 (permalink) (top)
Maryjane
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Urban Legend #1 - The Red Car Myth
Studies have shown that red cars are involved in more accidents than their blue, green, or gold counterparts, and it is a fact that, on average, drivers of red cars pay higher car insurance rates. But it’s also a fact that car insurance companies do not take a car’s paint color into account when determining premiums. How can both statements be true?

Well, it isn’t the color of the car that matters, but the driver of the car. Some people are perfectly safe drivers of perfectly safe red cars. These people pay low car insurance rates. Others are perfectly safe drivers of not-so-perfectly safe red sports cars. They pay the same car insurance rates as equally safe drivers of blue or gold sports cars. Then, of course, there are the not-so-perfectly safe drivers of red sports cars - these people pay the highest rates.

The issue isn’t the color of the car, it’s the type of car (a greater percentage of sports cars are red than any other color), and the type of driver (aggressive drivers are more likely to prefer red). So it’s true that if you compared the car insurance rates of every red car driver and every blue car driver, the red car drivers would be paying more. But it’s also true that if you wanted to drive either a red or a blue car, the cost of insuring them would be the same.
As a driver of a red vehicle having had a blue one of the same exact make and model and the rates were the same, I'd say your theory is debunked (and silly me for doing your research for you because I already knew it was a myth)

They want to know the vehicle color for identification purposes when/if you file a claim. And I know this because.....

My sons had two brand spaking new 06 Hyunda's, both in my name and Identical except for the color and transmissions. The license plates were a letter off between them. Both would have cost the same to insure except I put the older son on my insurance as the primary driver. His rates were over twice what I would have paid. At the time I had one claim... in 05 when I was side swiped...by a man... who I had to chase down for hit and run. 80mph on a back country road, he had a two mile head start, and I caught him...don't tell me women can't manuver.

Both have had speeding tickets... older son 85/45 previous to purchasing the vehicle, other son 45/35 after the purchase. They both got off with driving school...6 months extra probation for Mr.Major Lead Foot. No rate increase.

On with the story...Two weeks after I raised the deductable to $1000, older son let his 18 yo girlfriend (now an EX!) drive his vehicle. She had not driven a mile before she sideswiped the only vehicle on the road at 1:30 am, continued another 50 yards and hit a tree dead center. The car was a total loss. She was ticked, no rate increase for me even though my insurance paid.

Lol..he now drives a 05 Ford Focus...no bells or whistles...his rates are still the same as what he paid for the 06.

I say it depends on the person. You can't generalize who is the better driver but I agree...boys seem to have a need for speed.


That you may retain your self-respect, it is better to displease the people by doing what you know is right, than to temporarily please them by doing what you know is wrong.

W. J. H. Boetcker
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Old Jan 9, 2008, 04:49 pm   #29 (permalink) (top)
Maryjane
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Jeez..and I forgot to mention. When I went to pick up son one to purchase the Focus....Son two had a huge dent in his passenger door. A man had backed into his car the night before...

Hello...insurance company? No..not the BLUE one! this time it's the SILVER one!


That you may retain your self-respect, it is better to displease the people by doing what you know is right, than to temporarily please them by doing what you know is wrong.

W. J. H. Boetcker
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Old Jan 9, 2008, 05:19 pm   #30 (permalink) (top)
GHook93
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Fun thing is all this is women get lower insurance rates, since they are viewed as less of a accident risk!
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Old Jan 9, 2008, 07:17 pm   #31 (permalink) (top)
ruksak
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Fun thing is all this is women get lower insurance rates, since they are viewed as less of a accident risk!
What insurance companies have to say about it is of no matter.
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Old Jan 9, 2008, 07:53 pm   #32 (permalink) (top)
gela
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We would gain much ground as a society if we would admit to some of the inherent differences between genders and races. The differences are stark. For example, men and women have very different brain matter compositions (White and grey). Much of the ramifications of this are unknown, but they must manifest themselves somehow. Obviously, one gender will excel in certain areas, while the other will falter. It's a fact of life.

No amount of political correctness will change it, only it will serve to hide these facts.
Strange.. your still refering to those facts I haven't seen.

Quote:
I'm not saying women are poor drivers because I am a man. In this very thread, I have listed some very disparaging things about my own gender. I have no gender pride. I could care less to blow my own gender horn. ((EEEWWWW!!!!)
you said that asians, blacks and women cant drive. Pretty sure that crosses out everyone except white males.. Like you! wow! I supose its only a coincidence, because your completely objective.

Quote:
You remind me of the type of person that always goes PC. If we were discussing why men are bad drivers, then I bet you would be all for that. But since I spoke ill of minority groupings, well let the attack on reason begin.

Women can't f*cking drive. They have too many other things on their mind. Studies show that women are always thinking, constantly, often about multiple issues at once. This is what makes them so poor at driving.
Actualy, If you were bitching about bad male drives I would ignore it - mainly because there is actual statistical proof to back that up (proof that you seem to be ignoring btw).

Strange, all the studies iv seen on women multitasking, says that they can multi task really well; whereas men suck at multi tasking.
Wouldn't this make women better at driving? if something distracts them in the car, then they can still pay attention to the road. If something distracts a male driver, then they can't pay attention to the road.
Wow! what an awful attack on "reason".
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Old Jan 9, 2008, 11:35 pm   #33 (permalink) (top)
Nemiroff
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Generalisations like that are sexist.

I know men who are way more cautious then I am on the road.

Unless you have some statistics or evidence to back it up; don't assume it.
anything said about a group of people is a generalization. of course not everyone in a certain group is gonna behave a certain way....THERE ARE EXCEPTIONS TO EVERYTHING, thank you for constantly reminding everyone of that, but you didn't add anything else in you points.

Also, its interesting that you never once brought up the sexist generalizations point when men were being bashed on their aggressive driving.

Generalizations are called that because they describe a group in GENERAL. please understand that.

Men are more reckless, but they tend to be more skilled. Driving is really similar to video games. Which boys have been playing for years, while MOST girls are just getting into them. You have to concentrate on many different areas of the screen, and react to numerous obstacles at once. Also, as far as driving games in specific are concerned: its just a different controller/wheel, you drive much slower, and the goal is different. instead of making it there first, its making it there safely (but for most men, still quickly).

Us men have been training the skills for years now, only adapting the different controls, speeds, and rules from the real life. Reactions such as swerving to avoid a crash are the same, just instead of pressing a button, you turn a wheel. i guess the extra confidence allows us to go faster.

NOT ALL MEN ARE SKILLED, NOT ALL WOMEN ARE CAUTIOUS. EVERYTHING IS A GENERALIZATION. but in general, women are more catious, except when it comes to putting on makeup, and men are more aggressive. (obviously gramps, and even docile teenagers are exceptions).

I have never driven around asians, but crossing the street around my college near a heavy asian community, i've been almost hit numerous times. And although i've never been hit by a women, they tend to stop alot and suddenly and i almost crash into them or someone else trying to avoid them. I'm not even going fast, just didn't think she'd stop when the other direction has the stop sign. i know shes a women, cause i pass her and check, 50% of the time its a women, another 30% its someone really old,
and another 10% its someone with little children. no scientific evidence, just personal experience here.

Men on the other hand are impatient, and try to get around anyone they can, they are aggressive. Although it may not be the safest method, it does require the most skill, alot more then simply driving straight. Its more dangerous and their premiums are higher, but if it were the wild west with nothing but dirt roads and no rules, currently, and not based on their sex or predestined skills, but only on their learnt experience and methods, men would IN GENERAL be considered more skilled then women.

once again, i'm not saying there isn't one women out there that wouldn't be able to whip every man in a race, just saying that the average skill for a women would PROBABLY be lower.
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Old Jan 10, 2008, 12:06 am   #34 (permalink) (top)
phoenix_fire
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Wanna take a guess at how long I've been playing driving games? I'll give you a hint:




Place me like a seal over your heart, like a seal on your arm; for love is as strong as death, its jealousy unyielding as the grave. It burns like blazing fire, like a mighty flame. -- Song 8:6
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Old Jan 10, 2008, 02:14 am   #35 (permalink) (top)
Compugasm
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Wanna take a guess at how long I've been playing driving games?
phoenix_fire, I can't belive no-one has told you this yet, but the game won't start until you press the red button.


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Old Jan 10, 2008, 02:20 am   #36 (permalink) (top)
ruksak
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Quote by: gela
Strange.. your still refering to those facts I haven't seen.
FEMME MENTALE / San Francisco neuropsychiatrist says differences between women's and men's brains are very real, and the sooner we all understand it, the better


The Male Brain vs The Female Brain - 10 Things You Never Knew About

Strange that so many still think it politically incorrect to point toward stark physiological differences between genders and races.

Quote:
you said that asians, blacks and women cant drive. Pretty sure that crosses out everyone except white males.. Like you! wow! I supose its only a coincidence, because your completely objective.
You are blind. I have stated my case with an unequivocal impartiality. Citing several male shortcomings as an open admission of my own genders shortcomings. This is an open discussion wherein one party is approaching it in a non-bias manner, and many others are "rooting for their team", so to speak.

Drop the act. It will do well to encourage a more productive discussion.

Quote:
Quote by: gela
Actualy, If you were bitching about bad male drives I would ignore it - mainly because there is actual statistical proof to back that up (proof that you seem to be ignoring btw).
Do you always step into the traps you lay?

Do you remember when I said this;

Quote:
Quote by: ruksak
And yes, HE was a HE. And HE was a bad driver. Anecdotal evidence to counter my own argument.
...or this.......
Quote:
Quote by: ruksak
By far, the most dangerous drivers are young males, 16-24. The statistics support this.
So gela, what say you? Do you even know what you're talking about? Or are you just b*tching for the sake of b*tching?

People just cannot drop the act and be real about sh*t. They will lie and misdirect, they will play word games. But what many people won't do is just drop the act and admit that their own gender/race has shortcomings.

Men are pigs, blacks can run fast, Asians are good at math, and women can't f*ckin drive.

Sometimes the worst thing about stereotypes is that they are most often true.

Quote:
Strange, all the studies iv seen on women multitasking, says that they can multi task really well; whereas men suck at multi tasking.
Wouldn't this make women better at driving? if something distracts them in the car, then they can still pay attention to the road. If something distracts a male driver, then they can't pay attention to the road.
Wow! what an awful attack on "reason".
No. You shouldn't multi-task while you drive. You shouldn't think about anything but the road. Men most often are shallow in respect to introspective thought processes with no due cause. We really think about much less impactual things while we drive. Such as ; This weekends NFL playoff games; Whether or not the hot chick at work swallows; Does my oil need changed.

Men are often very shallow with themselves. Women tend to mull over multiple issues on a constant. I know the fellas will know what I'm talking about when I make reference to the blank stare their women friend will often give them. "Whats wrong baby". Shes not starring blankly, shes thinking. Shes thinking about 6 different things right now, and they're all aimed at you.

"He didn't fix the dryer like he promised"...."I wonder why he took a shower as soon as he got home"...."I wonder if he remembers our anniversary in 6 weeks"...."Does he think I'm fat"....
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Old Jan 10, 2008, 03:05 am   #37 (permalink) (top)
Rainbow
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Quote by: Arawn-ap-Hywel View Post
Women and gay men are 'worst drivers'

Women and gay men are 'worst drivers' - Telegraph
Gays and Women ? :-)))

I am not that worst.
I paid a ticket for speeding. It was appx. 120M/H :-)))
Since I paid in cash, nothing went on my records :-)))
It happened once, Only.
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Old Jan 10, 2008, 04:32 am   #38 (permalink) (top)
gela
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So gela, what say you? Do you even know what you're talking about? Or are you just b*tching for the sake of b*tching?

People just cannot drop the act and be real about sh*t. They will lie and misdirect, they will play word games. But what many people won't do is just drop the act and admit that their own gender/race has shortcomings.

Men are pigs, blacks can run fast, Asians are good at math, and women can't f*ckin drive.

Sometimes the worst thing about stereotypes is that they are most often true.
ok then; sorry for using word games (??), and sorry for being indirect.

Lets be direct then shall we?

Women and men are differnet.
Men are better at maths
men are better and science
men are better at engineering
men have better hand eye coordination
men have deep voices
men are stronger
men have facial hair

I have no problems admitting that men different in those areas, because they are fact.

Ok. Now lets get to your comments:
Quote:
The worst thing about stereotypes is that often they are true. Asians, blacks and women cannot aggressively drive a vehicle with skill. Sorry, the truth hurts.

Quote:
Women can't f*cking drive. They have too many other things on their mind.
We all know it. Admit it. Women cannot drive because they are to preoccupied and they never shut up or cease to mull sh*t over in their pretty little minds.
Quote:
What I am questioning in this thread is what we mean by "bad drivers". What I am using this terminology to mean is the measuring of actual skill in operating a motor vehicle. My experience and observation over the years leads me to be forced to say it, women can't drive for sh*t.

Quote:
Men are often very shallow with themselves. Women tend to mull over multiple issues on a constant. I know the fellas will know what I'm talking about when I make reference to the blank stare their women friend will often give them. "Whats wrong baby". Shes not starring blankly, shes thinking. Shes thinking about 6 different things right now, and they're all aimed at you.
I want to see statistical proof that women are worse drivers then men. If you dont give that proof, then you were wrong.
All of these quotes are completely unfounded.
I dont understand how "women, asian, and blacks can't agressivly drive with skill:" equates too
"women can't drive because they arn't concentrating, because they have other things on their minds"
What does skill have to do with wether or no we concentrate on the road?

Men can't drive for sh*t. People always talk in cars. The car is full of distractions, it will always be full of distractions. If men can't comprehend their surroundings, and the road, then that makes them worse drivers.

Incase no one got it, im deliberatly being hypocritical.
I took the same phycological difference in the sexes, and twisted it to the womens favor. That doesnt make the assumption right. Neither is the assumption that generaly women have there minds on something other then the road.

We can argue about all the differences in the sexes phycology, and how they affect driving. We can bend all our differences to different aspects of driving. But the only thing that is true is the direct evidence. The death toll statistics.
Since more men crash then women, then the only conclusion we can draw is that men are worse drivers.

My basic point: unfounded claims about the genders give me the shits.
also, steriotypes are NOT always true. Im Australian. Iv only ever seen crocodiles in zoos. I dont surf - I dislike the beach. I don't wear overalls, I dont live in the country.
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Old Jan 10, 2008, 04:38 am   #39 (permalink) (top)
ruksak
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Quote by: gela
I want to see statistical proof that women are worse drivers then men. If you dont give that proof, then you were wrong.
I would expect a robot to say that kinda thing.

Quote:
Im Australian
ohhh, this explains everything?

Last edited by ruksak; Jan 10, 2008 at 07:50 am.
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Old Jan 10, 2008, 08:57 pm   #40 (permalink) (top)
Nemiroff
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Wanna take a guess at how long I've been playing driving games? I'll give you a hint:
thank you for proving my point about exceptions to everything, obviously you are an exception. but honestly, how man guys do you know who played video games back then? and how many girls?

btw i said guys are better drivers and are more skilled, that doesn't make them safer because they also drive faster, more aggressive, and do alot more damage when they do crash (which is more often then those who driver slower) they are also a greater risk to insurance companies so they have higher rates. even nascar drivers crash....

AND NOT ALL GUYS WHO DRIVE AGGRESSIVELY ARE GOOD DRIVERS geez
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