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People with disabled children should not be financing medical bills on their own. Have you ever looked into the prices for electric wheelchairs?
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If the parents are related, they need to take responsibility for their decision.
There are plenty of kids out there who are begging to be adopted - why should they have a disabled child of their own that someone else has to pay for, when they can adopt an underprivileged child?
If they don't want to pay for electric wheelchairs, then adopt. Its that simple.
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What about other issues? Accidental overdose? Skateboarding? Playing basketball? Working at a construction site? Risks exist everywhere -- to limit medical aid because the individual was aware of these risks is absolutely ridiculous. Hell, we may as well remove public health care altogether.
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We make decisions that might put ourselves at risk of a one-off accident.. but that is completely different to knowingly conceiving a child that would be dependent on medical aid for their entire life. If I fall off my skateboard, I'm going to get better.
Public health care is stretched enough as it is - can we really afford to pay for other peoples irresponsibility? Like you said, wheel chairs are expensive. Someone has to pay for it - the money going into health care isn't going to magically increase - so that means someone else is going to miss out.