[lsbskins1]

It would help if you guys understood the real problem. 20 Fannie Mae and Freddie Macs could have failed in an honest market and we would be hurting some, but ok. The problem is not the 6% of morgages that failed, the problem is that banks and Wall Street firms sold lottery tickets (credit swaps) on those morgages and on many companies who held those morgages. To drive revenue, AIG and others essentially sold insurance policies on those morgages to hundreds of different people, so that when 1 morgage failed, they owed the estimated value of the home, in full, to hundreds of different people. And despite the fact that Democrats tried from 2001 on to pass laws to regulate that practice, the republicans blocked those efforts over and over. So blaming the home owner who defaulted on a loan for this mess is like blaming a losing horse for the hundreds of rent payments that gamblers lost on the race and/or blaming the horse for all the subsequent eviction notices.