[rmnunez]

I don't understand this mortgage crisis problem at all. It seems more like lots of people are grumpy because they can't afford to buy a house since they are so expensive. The high cost of buying a house has a lot to do with how easily banks will finance the purchase, but that financing costs a lot of money which profits banks considerably. If the answer is to reduce bank profits, they won't lend money as easily to finance these purchases.