Quote:
Mia said:
Os, when insurance companies write to groups, everyone in the group pays higher rates if someone has an illness or something that raises the group rate. The way it's structured, they can't single people out.
|
Exactly the problem.
For example, this specific thread is about obesity. Obesity could be replaced by smokers, or age and still be the same form of descrimination by employers.
All people have a necessity to earn money, even sick people, so should employers be allowed to discriminate on health issues whether based on risk factors or age?
Won't we then end up with a small very healthy, very young working class and a large elder and sickly class of non-workers, due to their high cost of insurability?