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ZNYFRH said:
I definitely agree with that.
Employers are determining the market instead of the employees.
The problem, though, is that many people would have to take that extra $400 a month and use it to pay their health insurance anyway.
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That would be the intention, and purpose, would it not? People have to take responsibility for their own care, and this will be the first step in the right direction, which will expand the market for individual insurance leading to lower costs and more overall levels of care more tailored to individual wants.
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ZNYFRH said:
What would happen would be a serious change in medical costs and probably fewer doctors as they felt the pinch of lower salaries for all those years of hard work.
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Exactly, which would cause doctors to have to compete again, bringing prices down for everyone, and keeping doctors wages in check with the rest of the markets.
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ZNYFRH said:
Doctors are one of the few professions where I think their high pay is justified, and I think that our current system has stabilized that pay for them. Hurt the system and doctors will feel it first.
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Good doctors would still be able to demand high pay, but what is considered "good" would be honed more accurately to skill AND service as opposed to just degrees on the wall.
Rich people will still demand the "best" and be willing to pay for it, but many more choices will exist for every level of the market, especially the lower ends of the spectrum.